Mortgage Rates for 1/24/2023 in a Minute

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As you may already know, mortgage rates have been holding somewhat steady as reflective in today's rates. While housing economists predict mortgage rates are likely to fall by the end of 2023 within the 5 percent range, this I am sure, is welcoming, when you considered rates surged past 7 percent in 2022.

The wild ride of mortgage rates seems to be coming to an end and we cannot wait. As for today, Tuesday, January 24th, 2023, the national mortgage rate for a 30-year fixed mortgage loan now sit at 6.47%, up 6 basis points from the same time last week. Meanwhile, the national interest rate for:

  • 7.1 ARM is 5.96%         APR 7.40%
  • 5/1 ARM is 5.45%         APR 6.85%
  • 10/1 ARM is 6.30%       APR 6.78%

Remember, don’t forget to shop around for your mortgage loan before committing to one. In addition, the interest you see, may not be the interest rate you get. Please remember there are several factors that goes into determining your rate. These factors includes:

  1. Credit score
  2. Loan type
  3. Term
  4. Property location
  5. Down payment
  6. Loan amount and rate type

If you are thinking of buying a home, please don't hesitate to call us. We can help you secure financing, help with credit, help you with finding your new home, help with moving, and everything between. As always, thank you for stopping by. Until next time...Diana

Source: BankRate

Image by Diana for Astor Eaton Realty LLC


Astor & Eaton Realty
Diana Walton
Write to Diana Walton at
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