Pamela Bratcher

HelpUBuy America

"Buying a Home? Don't Let Them Make a Monkey Out of You!"

My Score

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Silver Level
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Level Points Symbol
5 (Diamond) 1,600+
4 (Platinum) 900 - 1,599
3 (Gold) 500-899
2 (Silver) 200-499
1 (Bronze) 1-199
Score Details:
Total Answers32264
Best Answers21020
Questions Asked122
Resolved Questions1--
Total Thumbs Up Received32132
Total Thumbs Down Received0--
Your Total Thumbs Up/Down1191119
Total Points237

Recent Participation

How do I change my email address on HAR?

Susan, That is an excellent question. I just created a consumer account to see how it might be done. It doesn't appear that you can change it on your own. If you contact HAR, they may be able to change it for you. The other option would be to delete more...Posted 6 days ago

Where do I find "BINS "

Imrana, Is this something through HAR? I haven't heard of it (or at least it doesn't ring a bell), so I can't help with an answer. However, if you'll write a brief description of it, I'll see what I can find out. I wish I could be of more help. nPam more...Posted 2 weeks ago

What is the best way to approach a family to list their parent's property after they have passed away?

Terri,nHaving recently lost my mother, I find it very compassionate that you are looking for the best way to approach the family. It seems like both parents must have passed away. I've never been in your situation, so I can only give my thoughts. more...Posted 2 weeks ago

Flood Map update after Harvey?

Robert,nThat is an excellent question. My suggestion would be to contact an insurance company that sells flood insurance. You may also contact FEMA, but you'd probably get a quicker response from an insurance agent. I don't know how much work goes more...Posted 2 weeks ago

is there a training for apartment locator?

Suzana, HAR has a class called Texas Residential Leasing Specialist. I've never taken it, but I've seen it in the list of classes. HAR's education dept. should be able to tell you if it includes apartment locating. nPam BratchernHelpUBuy America more...Posted 2 weeks ago

Looking for a rental in 77449 , can anyone help

Allen, First let me offer my condolences on the loss of your father-in-law. I will be glad to help you find a rental if no agent near that area responds. I'm on the other side of Houston, but do not mind driving over there. You may contact me through more...Posted 2 weeks ago

Fake advertising in MLS

That would make me concerned, too. HAR may be able to give you advice. Good luckPosted 3 weeks ago

Are houses that flooded during Harvey need to be disclosed for rentals?

Leslie,nUnfortunately, I don't think there's an easier way than asking about each house. My office doesn't take listings, but when doing home searches for buyers, I've tried to find the Harvey information without success. I don't know when it was removed, more...Posted 3 weeks ago

What is the max for buying a house with salary being 33000 a year , with at least 8000 down

Ayanna, A lender will be able to give you the approximate amount of a loan you may receive, based upon certain criteria, such as income, debt, and credit score. However, my suggestion is to never buy a home at the maximum amount allowed. You want more...Posted 3 weeks ago

Mortgage help needed

Mohamed, I agree with Jason and Cagdas. The situation with the person offering 5%, but wanting to be their agent shouldn't be happening. I'll send you a lender suggestion through your contact info. Good luck. I hope it works out for you.Posted 3 weeks ago

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