Francois Delille

"WE SELL YOUR HOUSE FOR MORE THAN APPRAISED/MARKET VALUE (ASK US HOW) AND WE CAN HELP YOU BUY YOUR NEXT INVESTMENT PROPERTY AT A DISCOUNT."

Francois Delille


NB Elite Realty

My Score

Score is based on the real estate community participation. Learn more

Points


2099
5
Diamond Level
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Level


Level Points Symbol
5 (Diamond) 1,600+
4 (Platinum) 900 - 1,599
3 (Gold) 500-899
2 (Silver) 200-499
1 (Bronze) 1-199

Recent Participation

What equation do you use to determine closing costs on your loan?


Christian,nThere are two types of closings costs: lender costs and title company costs. The title company costs are regulated. The lender costs vary based on what you negociated.nYour lender should create a good faith estimate(GFE) that include both more...Posted 3 months ago

Hello, we will be moving mid July into a rental property. Is it too soon to begin looking and/or inquiring about listings?


Hi Brittany,nI own a property management company and we don't hold properties for more than 2 weeks if they are vacant. nA good timing is to look 3 weeks before your lease is up. You can follow the market before so you are familiar with the prices but more...Posted 3 months ago

Manual Underwriting Mortgage


Hi Leonardo,nWhy would you want Manual underwriting? Traditional lenders do that when there is an issue with the file. nIf you are looking for more lenient lender for people with credit issues, I can help you as long as you have a sizeable downpayme more...Posted 4 months ago

I need to find a agent to find me a place to stay


Hi Evelyn,nAt the Cozyhomes team, we cover the entire Houston area. We would be glad to help you, where abouts do you want to move.nFeel free to call us.nfrancois@cozy-homes.comn713 397 8857Posted 4 months ago

Im looking into buying land to build a home .


Hi Daniel,nYou will need to do environmental studies and go through permitting process. Feel free to call to discuss, building your own house and finding the land is a real project. Don't underestimate the amount of work needed.nRegards,nfrancois@cozy-homes.com more...Posted 5 months ago

I want to buy a second house. Should I get a regular mortgage or get a equity loan?.


Hi Edgar,nIt depends on the % of your house value that you need to purchase the 2nd home.nIf the amount you need is only 20% of your current's house equity/value, a line of credit is more adapted, if you are needing 70/80% a regular mortgage refinance more...Posted 5 months ago

Does anyone know of any mortgage loans with no income qualifications


Hi Lynne,nYes I know of great products but you need to have 30% down. Will that work?nfrancois@cozy-homes.comPosted 5 months ago

I am out of state now


Meirett,nAs agents, we have access to a more detailed autosearch function that I can help you set up. nWhat is your timeframe for you sale? Feel free to contact me to discuss more.nBest,nfrancois@cozy-homes.comPosted 5 months ago

Find places that will allow a Great Dane with bad credit as well?


Hi Haley,nIf you offer to pay double deposit, your landlord will be more incline to work with you.nBest,Posted 6 months ago
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