Q: I am a Texas Realtor. I just read an article in a major newspaper that confused me. That author says that all brokers represent sellers because the seller pays them, and that this obligates the buyer's agent to serve the interests of the sellers. I am a buyer's representative, and get my commissions through the MLS offer to share. There is no exception for buyer's brokers. Why does he think I r...
Diversity can be a good thing for the housing market in keeping housing prices strong, HousingWire reports.
What are the most diverse neighborhoods in the country? The most diverse city is in Irving, Texas, where the racial make up is 26 percent Asian, 25 percent black, 23 percent Hispanic, and 23 percent white, according to a trend report by Trulia.
The following are the most diverse neig...
Car insurance premiums rose on average 18 percent if you had one moving violation on your record, according to a report by insurance.com of 397,000 insurance quotes it generated last year. Two moving violations on your record? Your average rate increases 34 percent compared to drivers with no violations. And at three violations, annual premiums jump to 53 percent higher. In addition, wha...
About 600,000 Americans travel more than 90 minutes each way—more than 50 miles—to get from home to work each day, according to a U.S. Census Bureau report.
“Megacommutes” are known for being worst in New York, Los Angeles, San Francisco, Washington, D.C., and New Orleans. Megacommuters tend to be male, older, married, and paid higher than the average worker, according to Census data.
It is indeed a
material world. When it comes to spending, the U.S. is a culture of
consumption. The result: rising levels of consumer debt and declining household
savings rates. For those who had been living beyond their means for
years, it suddenly got a lot harder to make ends meet. And, although the
government tends to encourage spending during economic downturn and statistics
may lead us...
The standard mileage rate for federal income taxes is rising next year. The IRS issued its 2015 optional standard mileage rates, and
beginning Jan. 1, the standard mileage rates for the use of a car, van,
pickup, or panel truck will be the following:
57.5 cents per mile for business miles driven (an increase from 56 cents in 2014)
23 cents per mile driven for medical or moving re...
One of my goals for 2015 is to take renters out of long term leases and turn them into home owners. I find that leases have escalated to the amount of a mortgage and are continuing to rise. Let me help you with this, for everyone looking to become homeowners within the next year or two, email me you name and contact information so that I can get you set up with a wealth of timely interesting info...
Black segregation in American cities has reached its lowest point in more than a century, according to a Manhattan Institute report. However, the report cautions that doesn’t mean segregation has disappeared completely from neighborhoods across the country.
But the report suggests the country has made strides in making neighborhoods more inclusive. “All-white neighborhoods are effectively e...
Winter wonderlands are cute and all, but they get pretty cold, too.But you still have time to avoid all of its frigid pitfalls it puts on your home. It's best to be prepared for the frost, snow and freezing temperatures with a few simple tasks that will prevent drafts, frosty windows and every homeowner's nightmare: Busted pipes.A good place to start prior to tackling problem areas i...
”Colorful Colorado” — nicknamed so because of its extreme differences
in geography from one side of the state to the other — is arguably the
most diverse and visually spectacular state in the Union. Colorado has
highest mountains in the Continental United States; large tracts of land
covered in forest; portions of the Desert Southwest; steep, high-volume
rivers; and over 345 days of sun ...
Two weeks until Christmas, the
time of year retailers move out of the red and into the black, and the time
that many of the rest of us move into debt from all the holiday shopping we're
But it doesn't have to be that
way. Here is my holiday "Top 10" on how to save money during this
1. Debit Instead of Credit: Use
debit instead of credit cards. A debit card automa...
The State of Texas is moving forward with a targeted crackdown on the
practice of worker misclassification, which some in the construction
industry have called “a cancer." Lawmakers are going to work through the summer to figure out what more
they can do when they reconvene in a regular session in 2015.You may recall, the Texas Legislature in 2013 passed a bill to root out
Home equity lines of credit are becoming one of the fastest-growing
segments in the mortgage market, but home owners appear to be using the
money more responsibly than they did before the housing crisis, the Los
Angeles Times reports.
During the first half of the year, HELOCs climbed 21 percent compared
to the same period last year, according to credit bureau Equifax. Home