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Education

The most recently published posts in the Education category
Home owners may find higher electricity costs are taking a bigger chunk from their wallet. The average price of electricity to residential customers reached its highest point in May than in the past two years, increasing 3.4 percent year-over-year, according to the U.S. Energy Information Administration.In May 2012, customers were paying an average of 11.90-cents per Kilowatthour nationa...
Read Post [Posted on 08/30/2014 By John Askins]
Violent crime in the U.S. has fallen, according to FBI crime data. However, violent crime increased in more than half of the cities that have among the highest crime rates in the nation, according to a review of crime data by 24/7 Wall St.“The cities with the highest crime rates tend to have particularly high poverty rates, high unemployment, and low median income,” according to its analysis. The ...
Read Post [Posted on 08/30/2014 By John Askins]
The American Lung Association, which has compiled the list of dirty cities, said the 20 million residents that live in these areas are at increased risk of asthma and chronic bronchitis.Seven of the dirtiest cities in the U.S. are in California.The 10 dirtiest cities are:1. Bakersfield, CA2. Los Angeles, CA3. Fresno, CA4. Visalia, CA5. Hanford, CA6. Phoenix, AZ7. Birmingham, AL8. Modesto, CA9...
Read Post [Posted on 08/30/2014 By John Askins]
Credit Building TipIn this present economy credit card companies are closely watching their customers overall credit as well as how they use their credit cards. If a credit card company feels you are at risk of defaulting on your account with them or another credit card company you could potentially have your account closed. If this happens this will significantly decrease your credit scores. To h...
Read Post [Posted on 08/27/2014 By Marcia Smith]
Texas has been a major beneficiary of increased oilfield employment, and that continues to have a positive impact on many of the state’s real estate markets. “It’s no secret that the oil and gas sector has a bright spot in the U.S. economy during the past few years,” said Dr. Harold Hunt, research economist with the Real Estate Center at Texas A&M University. “A PricewaterhouseCo...
Read Post [Posted on 08/27/2014 By John Askins]
You have done the hard part in the homebuying process and chosen a lender and a real estate agent to work with. You have also gone out and found the home of your dreams! Best of all, your team has done a great job of negotiating the best deal for you.Now, as a buyer, all you have to do is sit back and wait for your loan to close ... right? Wrong!!Getting a home loan these days is a very interactiv...
Read Post [Posted on 08/25/2014 By Susan Arnoldy]
The architects of the new building on Rice University’s campus hoped the Anderson-Clarke Center for Continuing Studies would reshape an underutilized part of campus and also create a gateway to the rest of Houston. Rice recently unveiled the  three-story, 54,800-square-foot building, designed by San Antonio-based Overland Partners.  The building, which is expected to earn...
Read Post [Posted on 08/25/2014 By John Askins]
The water temperature may be just right, but the cost of buying and operating a pool is scalding.Anyone who contemplates owning a pool should expect it to cost at least $3,000 a year, or $5,000 if they turn the job of maintaining it over to a pool service, estimates Susan Elser, a certified financial planner in Indianapolis.Installing a pool along with the required extras like a high fence costs a...
Read Post [Posted on 08/25/2014 By John Askins]
Should we waive the contingencies on a home purchase? It's not unusual in a seller's market or in a multiple offer situation for buyers to consider waiving contingencies. The typical contingencies on a home purchase are inspections, appraisal and financing.  In Texas our promulgated contract allows the buyer a negotiated option period in lieu of an inspection contingency.  Once agreed up...
Read Post [Posted on 08/24/2014 By Nadine Cius]
Professional Energy Audits: The Costs and Benefits Published: August 28, 2009 By: Jane Hodges 27 Comments 89 People Did It Tagged in: Green Living Saving Energy . Address the energy efficiency issues weighing down your utility bills, with help from an energy audit. Effort: Low 1-4 hrs Saves: Med $110-$660/yr Investment: Low $150-$600 . . ...
Read Post [Posted on 08/24/2014 By Cassandra Dixon]
You can create an outdoor space that both you and your pooch will love with a few simple landscaping tweaks, like switching to organic, pet-friendly fertilizers. Image: Steven Smith DO: Give up the idea of having a perfect yard — a place that’s perfect for you and your pet is better.DON’T: Let your dog rule the roost. Train him to respect boundaries and do his business in a designated spo...
Read Post [Posted on 08/23/2014 By Tawnya Marney]
According to RISMedia.com: “Home loans are about to go on the discount rack for first-time buyers willing to spend a few hours learning the ropes of home-ownership, from applying for a mortgage to choosing a contractor for a kitchen remodel. The Homeowners Armed with Knowledge program, or HAWK, was announced by the Federal Housing Administration last month as a way for homebuyers to cut...
Read Post [Posted on 08/23/2014 By Alex Handley]
"Smart homes" that have systems connected to the Internet may be at risk of being hacked, which could allow criminals to control everything from a garage door to the home’s locks, The Wall Street Journal reports.  Home owners are increasingly wiring their homes so they can control its functions, from heaters to toilets, via a computer, smartphone, or tablet. But some smart-home technology ma...
Read Post [Posted on 08/23/2014 By John Askins]
Watch out for the common tax-filing errors, and you'll get a maximum return without raising any red flags with the IRS. Image: Jenna Sue/jennasuedesign.blogspot.comAs you calculate your tax returns, consider each home tax deduction and credit you are — and are not — entitled to. Running afoul of any of these nine home-related tax mistakes — which tax pros say are especially common — can cost ...
Read Post [Posted on 08/22/2014 By Garrett McWhorter]
Homeownership should make you feel safe and secure, and that includes financially. Be sure you can afford your home by calculating how much of a mortgage you can safely fit into your budget.Why not just take out the biggest mortgage a lender says you can have? Because your lender bases that number on a formula that doesn’t consider your current and future financial and personal goals.Think ahead t...
Read Post [Posted on 08/22/2014 By Garrett McWhorter]
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