Home owners may find higher electricity costs are taking a bigger chunk
from their wallet. The average price of electricity to residential
customers reached its highest point in May than in the past two years,
increasing 3.4 percent year-over-year, according to the U.S. Energy
Information Administration.In May 2012, customers were paying an average of 11.90-cents per
Violent crime in the U.S. has fallen, according to FBI crime data. However, violent crime increased in more than half of the cities that have among the highest crime rates in the nation, according to a review of crime data by 24/7 Wall St.“The cities with the highest crime rates tend to have particularly high poverty rates, high unemployment, and low median income,” according to its analysis. The ...
The American Lung Association, which has compiled the list of dirty cities, said the 20 million residents that live in these areas are at increased risk of asthma and chronic bronchitis.Seven of the dirtiest cities in the U.S. are in California.The 10 dirtiest cities are:1. Bakersfield, CA2. Los Angeles, CA3. Fresno, CA4. Visalia, CA5. Hanford, CA6. Phoenix, AZ7. Birmingham, AL8. Modesto, CA9...
Credit Building TipIn this present economy credit card companies are closely watching their customers overall credit as well as how they use their credit cards. If a credit card company feels you are at risk of defaulting on your account with them or another credit card company you could potentially have your account closed. If this happens this will significantly decrease your credit scores. To h...
Texas has been a major beneficiary of increased oilfield employment, and that
continues to have a positive impact on many of the state’s real estate
secret that the oil and gas sector has a bright spot in the
U.S. economy during the past few years,” said Dr. Harold
Hunt, research economist
with the Real Estate Center at Texas A&M University.
You have done the hard part in the homebuying process and chosen a lender and a real estate agent to work with. You have also gone out and found the home of your dreams! Best of all, your team has done a great job of negotiating the best deal for you.Now, as a buyer, all you have to do is sit back and wait for your loan to close ... right? Wrong!!Getting a home loan these days is a very interactiv...
The architects of the new building on Rice University’s campus hoped
the Anderson-Clarke Center for Continuing Studies would reshape an
underutilized part of campus and also create a gateway to the rest of
Rice recently unveiled the three-story, 54,800-square-foot building,
designed by San Antonio-based Overland Partners. The building, which
is expected to earn...
The water temperature may be just right, but the cost of buying and operating a pool is scalding.Anyone who contemplates owning a pool should expect it to cost at least $3,000 a year, or $5,000 if they turn the job of maintaining it over to a pool service, estimates Susan Elser, a certified financial planner in Indianapolis.Installing a pool along with the required extras like a high fence costs a...
Should we waive the contingencies on a home purchase? It's not unusual in a seller's market or in a multiple offer situation for buyers to consider waiving contingencies. The typical contingencies on a home purchase are inspections, appraisal and financing. In Texas our promulgated contract allows the buyer a negotiated option period in lieu of an inspection contingency. Once agreed up...
Professional Energy Audits: The Costs and Benefits
Published: August 28, 2009
By: Jane Hodges
89 People Did It
Address the energy efficiency issues weighing down your utility bills, with help from an energy audit.
Effort: Low 1-4 hrs
Saves: Med $110-$660/yr
Investment: Low $150-$600
You can create an outdoor space that both you and your pooch will love
with a few simple landscaping tweaks, like switching to organic,
pet-friendly fertilizers. Image: Steven Smith
DO: Give up the idea of having a perfect yard — a place that’s perfect for you and your pet is better.DON’T: Let your dog rule the roost. Train him to respect boundaries and do his business in a designated spo...
to RISMedia.com: “Home loans are about to go on the discount rack
for first-time buyers willing to spend a few hours learning the ropes
of home-ownership, from applying for a mortgage to choosing a
contractor for a kitchen remodel.
Homeowners Armed with Knowledge program, or HAWK, was announced by
the Federal Housing Administration last month as a way for homebuyers
"Smart homes" that have systems connected to the Internet may be at risk of being hacked, which could allow criminals to control everything from a garage door to the home’s locks, The Wall Street Journal reports.
Home owners are increasingly wiring their homes so they can control its functions, from heaters to toilets, via a computer, smartphone, or tablet. But some smart-home technology ma...
Watch out for the common tax-filing errors, and you'll get a maximum return without raising any red flags with the IRS. Image: Jenna Sue/jennasuedesign.blogspot.comAs you calculate your tax returns, consider each home tax deduction and credit you are — and are not — entitled to. Running afoul of any of these nine home-related tax mistakes — which tax pros say are especially common — can cost ...
Homeownership should make you feel safe and secure, and that includes financially. Be sure you can afford your home by calculating how much of a mortgage you can safely fit into your budget.Why not just take out the biggest mortgage a lender says you can have? Because your lender bases that number on a formula that doesn’t consider your current and future financial and personal goals.Think ahead t...