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Houston Real Estate Blogosphere
Houston Real Estate Blogosphere brings together all the blog posts of REALTORS from the Houston area in one place
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Safety & Security

The most recently published posts in the Safety & Security category
The Consumer Financial Protection Bureau says its new proposal aims to improve mortgage servicers' treatment of home owners who are facing foreclosure. The proposal requires lenders to provide struggling borrowers with foreclosure protections more than once over the life of a loan, if necessary, as well as to take steps to protect borrowers from a wrongful foreclosure sale. The proposal ...
Read Post [Posted on 11/25/2014 By John Askins]
Buyers have expressed more preferences to walkable communities in home-shopping surveys. Walk Friendly Communities, a national recognition program, has recognized the top places in the country for walking, taking into account such factors as safety, space in communities devoted to pedestrians, as well as whether walking is integrated into the city’s overall urban planning process. Here i...
Read Post [Posted on 11/23/2014 By John Askins]
Savvy home owners pine for lush, healthy trees and here's a few  facts and tips on how trees save energy and grow a home’s value.1. Three properly placed trees can save home owners between $100 and $250 a year in energy costs, according to the U.S. Department of Energy. Their shade cuts cooling costs in the summer. In winter, they serve as windbreak and help hold down heat...
Read Post [Posted on 11/23/2014 By John Askins]
A study by the Center for Responsible Lending found that blacks and Hispanics were offered risky loan terms three times more than whites. More specifically, researchers found that blacks and Hispanics with credit scores of 660 or higher were offered subprime and option adjustable-rate mortgages dramatically more than similar white borrowers between 2004 and 2008. Furthermore, about 25 percent of ...
Read Post [Posted on 11/19/2014 By John Askins]
Do you have a good handle on when you can fully retire?  Maybe you're like most people these days and expect to work at least part-time in retirement. Don't count on it. Far fewer retirees actually hold jobs compared with the percentage of workers who think they'll have to re-enter the workforce after retirement. Why the apparent disconnect? High unemployment has no ...
Read Post [Posted on 11/18/2014 By John Askins]
An investigation by researchers at the University of Kansas showed that neighborhoods that inspire walking, with stores, parks and other places of interest near homes, can help slow cognitive decline in seniors. The study tracked 25 people with mild Alzheimer's disease and 39 older adults without cognitive problems over two years. Subjects in easy-to-walk communities fared better physic...
Read Post [Posted on 11/17/2014 By John Askins]
It may be cold today...but the next cold front can arrive with an even greater vengeance.You still have time, however, to avoid all of its frigid pitfalls it puts on your home. It's best to be prepared for the full winter of frost, snow and freezing temperatures with a few simple tasks that will prevent drafts, frosty windows and homeowners worst nightmare: busted pipes.A good place to s...
Read Post [Posted on 11/17/2014 By John Askins]
Preventing Home Heating FiresAs temperatures fall over the coming days, many residents will be firing up their home’s heating appliances for the first time this year. Home heating fires often occur at the worst possible time, breaking out in the middle of the night while our families are asleep. The number one safety recommendation is to first and foremost have working smoke detectors throughout t...
Read Post [Posted on 11/14/2014 By Don Arsenault]
Federal investigators continue to investigate the Google, Bing, and Yahoo! search engines in a hunt to find con artists who are using the sites to dupe troubled home owners. Online ads posted by scammers promise to help save home owners from foreclosure. The ads claim they’ll help home owners through a government-backed program by modifying their mortgage payments so they can keep their home. The...
Read Post [Posted on 11/12/2014 By John Askins]
November 11th - Veterans Day We celebrate Veterans day today to honor America's veterans for their patriotism, love of country, and willingness to serve and sacrifice for the common good. Thank you! ...
Read Post [Posted on 11/11/2014 By Don Arsenault]
Builders spent six months building a custom 5,300-square-foot house with ocean views in Hammock Dunes, Fla., but when the Missouri couple who had the home built went to look at their new beachside abode, they found an empty lot.Home builder Keystone Homes had mistakenly built the couple's three-story vacation rental on the lot next to the one the couple owned. "We are in total disbelief, ...
Read Post [Posted on 11/07/2014 By John Askins]
Missed mortgage payments, short sales, and foreclosures can all drastically bring down a credit score. Lenders use credit scores to measure how well a person handles debt. Credit scores range from 300 to 850, with 650 and below considered poor credit. A mortgage makes up a big part of a person’s credit score and often is the most important part of a person’s credit profile. And just miss...
Read Post [Posted on 11/04/2014 By John Askins]
A released study lends more support to the idea that where you live can affect your health. In an experiment that started in the 1990s, the federal government offered thousands of low-income women living in public housing in Los Angeles, Baltimore, Chicago, New York, and Boston an opportunity to move to a more affluent neighborhood and see if it improved their health.   Now more than a decad...
Read Post [Posted on 11/03/2014 By John Askins]
Some cities that have seen population decreases, high foreclosures, and job losses are faced with the problem of what to do with the abandoned homes that were left behind. After all, it takes money to demolish empty homes, and some cities are finding they can’t afford to do it. "The principal impediment is the cost," Michael Braverman, deputy commissioner of code enforcement for Baltimore Housing,...
Read Post [Posted on 11/03/2014 By John Askins]
A natural disaster can strike at any time, in any season..And whether it’s a flood, earthquake or wildfire, being covered against severe damage to your home or business is essential.Across the United States, flooding is the No. 1 natural disaster, according to the Federal Emergency Management Agency.And given the region’s swollen rivers and the promise of heavy runoff this spring from melt...
Read Post [Posted on 11/02/2014 By John Askins]
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