Houston Real Estate Blogosphere
Houston Real Estate Blogosphere brings together all the blog posts of REALTORS from the Houston area in one place
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Affordable Housing

The most recently published posts in the Affordable Housing category
 You’ve crunched the mortgage rates, estimated your tax payments, and taken a realistic look at how much house you can afford. You’ve stuck within your range when scouring the realtor.com® listings, being careful not to bust your budget.But there are more expenses involved in home buying than just the property costs. And those additional payments, if you don’t factor them in, can be high enou...
Read Post [Posted on 10/29/2014 By Janet Buff]
Did you know that you can buy a home for $1? That's right.  $1  In Buffalo, NY, there is a movement called the Urban Homestead Program.  Due to jobs lost from the shut down of several factories over the last decade or so in Buffalo, more than 4500 homes and 16,000 lots have been left vacant.  Many of these homes have been vandalized or burned by local teens, gangs and squatters...
Read Post [Posted on 10/28/2014 By Teresa Sartin]
A study by mortgage giant Fannie Mae showed that 90 percent of renters aspire to be home owners one day, and the top reason behind that desire is for the sense of gaining greater control over their living arrangements.  The survey revealed the following top reasons why renters want to own:  “Control over what you do with your living space”: 84% of renters said this was the...
Read Post [Posted on 10/28/2014 By John Askins]
$327,900.00 Location Features 5947 BeaudryHouston, TX 77035Harris County, US Map and Directions Request ShowingSchools Nearby Status: For Sale Lot Size: 9600.00 Sq. Ft.Living Area: 2164.00 Sq. Ft.Year Built: 1963Bedrooms: 3Bathrooms: 2MLS ID#: 9744445Type: Single Family Description Features/upgrades:3br 2bath!Large Master!Real solid hardw...
Read Post [Posted on 10/27/2014 By Katie Kohlhauff]
$327900 / 3br - 2168ft² - Absolutely Stunning Remodeled Home!! (Bellaire South)...
Read Post [Posted on 10/27/2014 By Katie Kohlhauff]
Lesson 1 How is my credit score calculated? 1. Payment History ( 35% of credit score) 2. Debt Level ( 30 % of credit score) 3. Age of credit ( 15 % of credit score) 4. Mix of credit ( 10% of credit score) 5. Credit Inquires ( 10% of credit score) ...
Read Post [Posted on 10/24/2014 By Angela Angell]
Despite the jump in the latest median single-family home price — $220,600, up from around $160,000 just a few years ago, according to the National Association of REALTORS® — the large price gains are not denting affordability.Even with home prices climbing, home ownership remains affordable because low mortgage rates have helped to offset the price gains, writes Lawrence Yun, NAR’s chief...
Read Post [Posted on 10/23/2014 By John Askins]
Know a fixed rate from a floating rate? Homeowners in 13 states now have the freedom to pick their energy supplier. But before you sign that new contract, do some research to make sure you're really getting the best deal. Image: Liz Foreman for HouseLogic ...
Read Post [Posted on 10/22/2014 By Vanita Cooper]
Social Security is the largest source of retirement income for many retirees, but how far those checks will stretch depends on how much you’ve earned in Social Security benefits as well as where you live.For retired workers, the average Social Security benefit was $1,294 per month at the end of 2013, which equates for a couple to be about $31,056 in annual Social Security benefits (also ad...
Read Post [Posted on 10/22/2014 By John Askins]
Despite what just feels like the right answer, buying a home can be significantly cheaper than renting one. It’s one of those rare cases where, if you stop and make common sense judgments about the factors at play, the ‘just feels like’ conclusion is the opposite of the one common sense leads you to. Much of the reason has to do with short-term versus long-term considerations (buying a h...
Read Post [Posted on 10/21/2014 By Connie Inmon]
Many retirees have been struggling to qualify for a mortgage, finding their post-retirement monthly incomes aren’t sufficient enough to get a loan under today’s tough underwriting standards. The problem was particularly pronounced for retirees who were still making payments on car loans, credit cards, or home equity lines of credit and who found they were unable to qualify under today’s low “debt-...
Read Post [Posted on 10/20/2014 By John Askins]
The average price for a home in Houston has increased by nearly $94,000 over the past decade.In 2004, the average price for a Houston home was $175,800. Today, that price has increased more than 50 percent to $269,440, according to data from the Houston Association of Realtors and the Real Estate Center at Texas A&M University.In recent years, home prices have skyrocketed in Houston, squeezing...
Read Post [Posted on 10/15/2014 By Susan Arnoldy]
After a lifetime of living and working among people of all age groups, many retirees move to communities where they can live primarily among their peers, seeking towns where those age 65 and older make up the largest percentage of the population. We then narrowed the search to one place in each state to give the list some geographic diversity.Karen Lovegrove, 71, lives almost exclusively among oth...
Read Post [Posted on 10/15/2014 By John Askins]
Owe more on your Fannie Mae- or Freddie Mac-guaranteed mortgage than your home is worth? Uncle Sam is giving you until the end of 2015 to use the federal Home Affordable Refinance Program to refinance your underwater home loan.HARP, part of the Making Home Affordable Program, was set to expire Dec. 31, 2013. U.S. Treasury Department officials extended the program until Dec. 31, 2015, c...
Read Post [Posted on 10/14/2014 By Marla Lewis]
“It doesn’t matter how good you are in the property management business, there’s always something you’re can get sued for,” Lori Burger, CPM and the Institute of Real Estate Management’s 2014 president. Part of it is just the nature of the business: Balancing relationships and contractual agreements with both property owners and renters can leave property managers open to litigation fro...
Read Post [Posted on 10/14/2014 By John Askins]
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